Our family public health insurance in Germany is 12.5% of your income. There’s minimum rates for people who make very little income, but it does cover your household and dependents.

Checkups, illness visits, and initial consultations are free. I had a specialist visit with a cardiologist and it cost zero.

The dental only covers basics. The cost on extra dental is way less than it was in the US for basics.

In the US our good company insurance cost $1200/month, and even then we’d have $3k/year deductables. Oh, and every visit not in the annual checkup was a minimum of $170 out of pocket. Specialists would be $400 out of pocket per visit.

Seeing a non-emergency specialist in Germany can take months. Of course, it was the same in the US, so whatever. Both countries could be better, and should work to improve services available. I’d take Germany’s system any day over the commercialized mess that is the US commoditzing and charging people to live.