Does the end user really prefer apps over a web interfaces? Do native apps bring some security benefits? Isn’t maintaining apps for every single operating system and phone model out there more costly and time consuming than offering universally accessible web interface that works on any device? Isn’t creating apps for every single product out there essentially about data collection?
My main worry is that if I lose my phone or it’s stolen, especially if I’m overseas,I won’t be able to access a lot of sites due to the 2 factor authentication. A lot of sites don’t have alternative 2fa methods, only SMS or through the app. I’ve been trying to think of a way to access these sites if overseas and my phone gets lost or stolen, the only thing I can think of is to take my sim out and hide it, and buy a local sim when in a new country. If I need 2FA I put in my old sim, but for day to day stuff use the local sim. If the phone gets stolen / lost, I’ve not lost the 2FA capability.