there is a few exceptions for this rule like self employed and individual contractors and sometimes if you work for a very small business however they are exceptions, for almost everyone else it should just be a bill that can be contested if there is issues.
Technically Facebook is still called Facebook, it’s the parent company (IE who owns everything and who is listed on the stock market) that’s now named Meta. However it’s a similar situation to Google and the parent company Alphabet, No one calls google or google connected products Alphabet products because it’s not meant to be what you refer to it as.
So I’ve had YouTube premium for years now, going all the way back to when it was still called YouTube red so I’ve been on the legacy $10/month plan and because I got to keep my old pricing it’s stopped me from canceling at any point when I was rebudgeting and it even stopped me from getting the cheaper $8/month student plan as I didn’t want to lose my legacy pricing once I was done with college but considering they’re hitting all subscribers and not just new subscribers I’m going to jump to that student plan to pay less each month instead.
It just doesn’t quite make sense why they’re increasing prices besides greed(or they know they can with the roll out of ad blocker blockers). If it was still during the YouTube red era they could have at least used the argument that they were re-investing in originals but they stopped creating YouTube originals. The only real new thing to YouTube premium since the rebrand from YouTube red is PIP and you can join the beta program.
YouTube premium is their way of hedging bets against advertiser revolts they don’t want a controversy like Elsagate or Logan Paul’s forest adventures to cause their profits to tank.
Apple doesn’t process the transaction, a different payment processor does, Apple just provides the API for developers from said payment processors to implement in their app.
The current closest thing for tap to pay for consumer to consumer payments is NameDrop then using Apple Pay Cash through iMessage however this is a less seamless method and is only available in the US. I can however see Apple expanding the tap to airdrop features to Apple Pay Cash in the future, perhaps with iOS 18.