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8 months agoSounds like you don’t know the story of core-js. Any popular open-source is basically unsustainable without profit.
https://github.com/zloirock/core-js/blob/master/docs/2023-02-14-so-whats-next.md
Sounds like you don’t know the story of core-js. Any popular open-source is basically unsustainable without profit.
https://github.com/zloirock/core-js/blob/master/docs/2023-02-14-so-whats-next.md
Liquidity Risk: Paying in full ties up a large amount of capital in one asset, reducing financial flexibility and liquidity.
Opportunity Cost: The capital used for a lump sum payment could potentially yield higher returns if invested elsewhere. Although, at current rates that is probably unlikely.
Leverage: Mortgages allow for leverage, where you can control a large asset with a smaller initial investment.
Interest Rates: With historically low interest rates, financing can be more cost-effective than using cash. This is currently not true.
Diversification: Investing the money in a diversified portfolio can reduce risk compared to putting it all in a single property. See Leverage.
Tax Benefits: Mortgage interest payments can often be tax-deductible, which is not applicable when buying outright.