You guys are talking about different things.

Credit utilization of 0% doesn’t mean paying your cards off on time every month so you avoid interest. It means paying your cards off before the statement period even closes so nothing is reported to the credit agencies.

I do this. All my cards have a statement period ending on the 19th or 20th. Around the 17th every month I pre-pay so my statement is $0 on every card.

When I use a card after doing this and the charge goes through before the statement closes, my FICO score goes up (vantage doesn’t seem to do this).

For the last 18 months or so my FICO has been going up 22 points every time there is at least a little balance to report and down 22 points every time my credit utilization is 0.0%.

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Turning off Java script worked when this happened to me. Firefox and ublock origin. It breaks some things but you can do it on a per site basis.

I’m not saying it doesn’t happen, but I’ve never heard of an employer that requires their 401k match to be invested in the company. Everywhere I or my wife has worked you could put it in any fund available with that 401k plan.

If you want to know how bad we’re being fucked, search for the PPI, the producer price index. CPI, the one we always hear about, is the measure of inflation to us, the consumer. The PPI is the measure of inflation to producers, what they pay for goods and services to produce the goods and services we buy.

The PPI has been back to “normal” for a while now. Pretty much as soon as the post COVID logistics issues were mostly ironed out. The difference between PPI and CPI changes is pure profit.

We don’t get daily articles on the PPI though, I wonder why.

Edit: tell people about PPI whenever you can, online or off, the more people know, the better. It’s easy enough to say inflation is just down to greed but being able to back it up by comparing two simple charts will help people really understand.

It’s not too heavy. That’s “premium feel and materials.”

Now I want to see videos of bees trying to fly in microgravity. Maybe set it to yakety sax.

It used to be that when people talked about hypersonic missiles it was understood to mean hypersonic cruise missile, something that could hug terrain and maneuver. Then Russia and China came out with “hypersonic missiles” that were just ballistic with maybe some minor maneuverability so the term doesn’t mean anything until you dig deeper.

He got the details wrong, but the important part right. They live off of loans and either let the interest ride or only sell enough assets to pay the interest. When they die, their heirs can sell as much as is needed to pay the loan tax free because the basis is reset to the current value of the assets when they are inherited.

This isn’t the only thing they do, but it is one part of it

Shut the fuck up! Now Vader, he’s a spiritual brother, with the force and all that shit. Then this cracker Skywalker gets his hands on a lightsaber, and the boy decides he’s goinna run the fucking universe - gets a whole Klan of whites together, and they’re gonna bust up Vader’s 'hood - the Death Star. Now what the fuck do you call that?

The footprints of chargers and gas stations aren’t the same though. A lot of places I go have a row of 8-10 spots with chargers. No added footprint really, just installed at the front of the spot. Compare that to an 8-10 pump gas station, even without a convenience store. If you removed a gas station and replaced it with rows of spaces with chargers I think you’d get more cars through over a given period of time.

Malazan.

Most books, including the ten book series, are by Steven Erickson. There are several other books by Ian C. Esselmont. Read them in publication order regardless of author.

Normally you’re right. It seems like every day there is a new revolutionary battery tech with no real estimate when it’ll ever be in use. But in this case, according to the article, deliveries will start next month which means they’re already in production.

My paternal grandmother’s KitchenAid model K mixer she bought just after my grandfather returned from WW2. She gave it to my mother in the late 70’s because she wanted a new one and the damn thing showed no signs of dying. My mother gave it to my wife about 15 years ago for the same reason.

We’ve bought some new accessories but that fucking zombie mixer will outlast the roaches.

I live in California. I’ve been to Alabama, Portugal, and Latvia (just this year for the Baltics, great places). I disagree.

Parts of the deep south are just fucking alien in a way I’ve never felt anywhere else.

Different places in Europe are, of course, different. But different in a way you can wrap your head around with an undercurrent of commonality. The same things being done in interestingly different ways by normal people.

The sense of dislocation and strangeness I feel in certain (not all) places in the deep south is far beyond anything I’ve experienced, not just in Europe, but also Asia, South America, and North Africa.