You don’t actually give the card to the employees, do you?
Typically when I go through a drive thru, I hand my card to someone who then leans back inside to swipe/tap/whatever it, then they hand it back. So yes, commonly I do give my card to an employee for at least a few seconds.
During 2020-2022 more of them were in the habit of placing the PIN pad at the window so it could be reached by customers from their cars, but it wasn’t designed to be used that way and I’m sure it caused other issues.
Hear me out: three robots.