• current@lemmy.ml
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    2 years ago

    Retirement being supported through taxes rather than individuals choosing to save would be far better. It’s wealth based so people who can afford to save for retirement are already doing it by default, and people who make an egregious amount of money are taxed so those who can’t afford to save for retirement aren’t left to rot.

    Same concept as other social services, really. Having the means for basic survival should be guaranteed by society, especially for people who can’t support themselves.

    • Cryophilia@lemmy.world
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      2 years ago

      Fair, but I think there should be a personal responsibility component. Not as big as it is now, but some.

      Like, UBI, I agree sounds like a good idea. But also if people want a better retirement than the bare minimum, they should save more during their working days.

        • Cryophilia@lemmy.world
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          2 years ago

          I said a component, not the whole thing. Right now there’s waaaay too much “personal responsibility”. I’ve already said I’m in favor of universal basic income. I just think people also need some incentive to save. Or to increase earnings.