Hello, Canadians of Lemmy! Down in the USA there is a lot of conflicting information regarding the efficacy of y’alls healthcare systems. Without revealing my personal bias, I was hoping for some anecdotes or summaries from those whom actually live there.
We pay 150 a month for insurance . 500 dollar deductible and a max out of pocket of 3500.
I don’t think that’s bad at all. Our incomes are 300-500k a year. So it’s a small part of our wages. In Canada he was at 60k.
My health insurance premium + deductible (I always hit it due to ADHD medication) was almost $13k annually, and that’s the best value plan that was available to me at $60k salary, including Obamacare plans. My situation was worse than most people’s I know, but not way, way worse. Your situation is incredible, hang on to it for as long as you can.
I’ve had similar insurance my whole career. This isn’t anything special and it worse than I grew up with. Uaw Had the best insurance. No idea if it’s good anymore but it was the best.
That’s really lucky, good for you. I was, ironically, in insurance (but not health/life). My mom had insurance as a public school teacher growing up, and that was incredible too. She at one point had a treatment that cost $10k a week, which she paid nothing out of pocket for.
Unions make the difference.
Insurance seems the worst insurance. lol. My gf works in insurance and says hers is garbage.
To be clear. I think we need the Australian model. A system paid for by everyone but the option for private.
I don’t think it’s a “right”. I think it’s common sense to reduce cost and keep people working. I like to work. I’d hate to have to stop because I’m injured.
Americans are stupid when it comes to a better system. They only think of paying for someone care instead of thinking of cost and benefits.