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Joined 1 year ago
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Cake day: March 2nd, 2025

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  • Instead of back and forth arguing with anecdotes about scam mitigation and fraud loss, I will just say that sometimes the laziest approach is also a valuable one.

    For example, when steam was required to build out of returns apparatus for one country, they made it available in all countries all at once and became very consistent with their policies, generous even with those policies, about giving returns to unhappy customers about a game they purchased. Hell, about a game that I purchased. I personally have played a game for 2 hours, and then message saying that I didn’t love the game, and got my 20 bucks back to play towards other games. Toys R Us wouldn’t do that in 2006. Best Buy wouldn’t do that in 2012. GameStop would laugh maniacally, spittle flying off of their dancing jowls, before accepting a trade in for a $1.29.

    Seen as one of maybe five companies I would trust and give the benefit of the doubt to, when it comes to handling my money and consistently doing right by me as a consumer. I’m sorry that you haven’t had the same experience.

    As others have stated, I think Steam making this love nullifies a lot of the bite of the New York lawsuit against them, and while it may starve them of some percent of revenue, and ice out enclaves of customers, it honestly could be a net good for consumers to stave off an entire category of fraud.



  • Worth mention, every Market is very very different. In the US, we tend to think of three very clearly defined Lanes of credit cards, bank accounts, and then all of the weird middlemen products that sit on top of bank accounts like Zelle or Venmo, and we consider all of them either slow, expensive or both. Bank to bank methods are considered the ABS the worst because most of them have been built on top of the ancient, antiquated ACH Network, which basically predated the fax machine and sometimes has 72 hour delays on either end of the transaction.

    In much of the world people can just whip out their phones and use their Bank numbers like phone numbers to send $$ point to point, instantly and with zero transaction fees.

    I made a friend in another country (while I resided there) who was willing to buy me $200 USD worth of steam wallet funds in their local currency, and I had to pay them with a separate transaction for the favor using PayPal of all things, as if it were 2002. LOL. It was worth it to get at their regional pricing, however it disallowed me from paying for any of my friends games I would normally gift to friends, since Valve wisely restricts cross region gifting and cuts down on a lot of their scam & arbitrage traffic with that.

    Tl;Dr - - money comes in dozens, hundreds of different flavors, speeds, and behavior. ALSO, kudos to Valve for being able to think of it in enough dimensions to garner the widest audience possible.


  • I, too, imagine at least 20% of this is altruism, while realistically I would expect Vance to Valva not lose much of that revenue entirely.~~ ~~

    Of all of the ways to populate a steam wallet legitimately, Valve authorizing and paying for those keys to be printed on paper stock, and then distributed across the globe, and maintaining the support apparatus around that entire supply chain, has to cost more overhead versus someone just using their debit account or digital payment processor on the Steam website.

    Edit : a word




  • Adding to this, I want to follow channels and subscribe to creators, without making an account registered on youtube. I already have sponsor block and you block and a bunch of other enhancements for youtube, but it’s hard for me to curate the content that comes my way without having an account signed in.

    So I just renamed FreeTube app to YouTube on my desktop machines, and slap the YouTube logo on it, and now it’s logically partitioned from everything else.

    I actually do the same thing with a handful of other sites that I traffic frequently, instead of just making a profile for them or a sandboxed container for them. Facebook and Reddit both get summoned either from the start menu or from Mac OS spotlight and at least in theory those browsers that have been renamed and re-icon’d won’t be able to interact with any of my other browsers in any way.

    Next step is to learn how to block those domains from my other browsers, and the block all of the domains from those specific rebadged browsers.

    But for now, FreeTube is hands down the best game in town if I want to watch, say, the five most recent episodes from Hank Green or Level1 Techs, in a row.