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It’ll be remembered a dark age when the lights go out and all the disks rot. And, if I know archaeologists, they’ll call our data centers ritual centers or temples.
Otherwise there will be disbelief at the inexplicably sophisticated engineering, and how we could have achieved it all with no written records. Probably it was all just ancient aliens.
You get what you pay for, though. I’ve had nothing but good experiences as an Amex card holder. You need to live a lifestyle that gives you opportunities to use the system, but you can offset the cost of even the Platinum charge card if you sign up for, and then use, all the perks.
For how I use it, I’d say it pays for itself.
edit to add: their customer service is always stellar, and their disputes department are really effective.