• erasebegin@lemmy.world
    link
    fedilink
    English
    arrow-up
    10
    ·
    9 months ago

    I missed a credit card repayment by 1 day and my score dropped almost 300 points (UK. 800 (very good) -> ~500 (below average))

    • Powerpoint@lemmy.ca
      link
      fedilink
      English
      arrow-up
      3
      ·
      9 months ago

      That’s very unlikely, there’s more to that than you’re letting on. Was the card maxed? What was your total utilization?