Hello, Canadians of Lemmy! Down in the USA there is a lot of conflicting information regarding the efficacy of y’alls healthcare systems. Without revealing my personal bias, I was hoping for some anecdotes or summaries from those whom actually live there.

  • coolkicks@lemmy.world
    6·
    1 year ago

    Your friend is paying it today in insurance premiums. Same money, just a different line on the paycheck.

    And then if he gets sick, he’ll pay again.

    Our willingness in America to pay money to a company that is incentivized by profits, just to not pay taxes is astonishing.

    • Neuromancer@lemm.ee
      2·
      1 year ago

      We pay 150 a month for insurance . 500 dollar deductible and a max out of pocket of 3500.

      I don’t think that’s bad at all. Our incomes are 300-500k a year. So it’s a small part of our wages. In Canada he was at 60k.

      • idiomaddict@feddit.de
        3·
        1 year ago

        My health insurance premium + deductible (I always hit it due to ADHD medication) was almost $13k annually, and that’s the best value plan that was available to me at $60k salary, including Obamacare plans. My situation was worse than most people’s I know, but not way, way worse. Your situation is incredible, hang on to it for as long as you can.

        • Neuromancer@lemm.ee
          2·
          1 year ago

          I’ve had similar insurance my whole career. This isn’t anything special and it worse than I grew up with. Uaw Had the best insurance. No idea if it’s good anymore but it was the best.

          • idiomaddict@feddit.de
            1·
            1 year ago

            That’s really lucky, good for you. I was, ironically, in insurance (but not health/life). My mom had insurance as a public school teacher growing up, and that was incredible too. She at one point had a treatment that cost $10k a week, which she paid nothing out of pocket for.

            Unions make the difference.

            • Neuromancer@lemm.ee
              2·
              1 year ago

              Insurance seems the worst insurance. lol. My gf works in insurance and says hers is garbage.

              To be clear. I think we need the Australian model. A system paid for by everyone but the option for private.

              I don’t think it’s a “right”. I think it’s common sense to reduce cost and keep people working. I like to work. I’d hate to have to stop because I’m injured.

              Americans are stupid when it comes to a better system. They only think of paying for someone care instead of thinking of cost and benefits.